{"id":3,"date":"2024-11-18T05:57:49","date_gmt":"2024-11-18T05:57:49","guid":{"rendered":"https:\\\/\\\/www.b2b-nexapay.com\/?page_id=3"},"modified":"2025-01-10T15:02:26","modified_gmt":"2025-01-10T15:02:26","slug":"%e9%9a%90%e7%a7%81%e6%94%bf%e7%ad%96","status":"publish","type":"page","link":"https:\/\/b2b-nexapay.cn\/zh\/%e9%9a%90%e7%a7%81%e6%94%bf%e7%ad%96\/","title":{"rendered":"\u9690\u79c1\u653f\u7b56"},"content":{"rendered":"\t\t
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Effective Date:<\/strong>\u00a0[15\/07\/2024]<\/p>\n\n

1.\u00a0Introduction\uff1a<\/strong><\/p>\n\n

Nexapay Pte Ltd (hereinafter referred to as “Nexapay”, “we”, “us”, or “our”) is committed to protecting your privacy. As part of a global group providing cross-border payment solutions and related services, this Privacy Notice describes how we collect, use, disclose, and protect your personal information when you use our services.<\/p>\n

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2.\u00a0Information We Collect:<\/strong><\/p>\n\n

We may collect the following types of personal information:<\/p>\n\n

a.\u00a0Contact Information:<\/strong>\u00a0Name, address, email address, phone number, and other similar contact data.<\/p>\n\n

b.\u00a0Identification Information:<\/strong>\u00a0Government-issued identification, taxpayer ID number, and other similar identification data.<\/p>\n\n

c.\u00a0Financial Information:<\/strong>\u00a0Bank account details, transaction history, and payment information.<\/p>\n\n

d.\u00a0Business Information:<\/strong>\u00a0Business name, registration details, licensing information, and related business documentation.<\/p>\n\n

e.\u00a0Technical Information:<\/strong>\u00a0IP address, browser type, device information, and other technical data collected through cookies and similar technologies.<\/p>\n

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3.\u00a0How We Use Your Information:<\/strong>We use your personal information to:<\/p>\n\n

a.\u00a0Provide Services:<\/strong>\u00a0Facilitate cross-border payment processing, local currency collection, and USD settlements.<\/p>\n\n

b.\u00a0Compliance:<\/strong>\u00a0Comply with legal and regulatory requirements, including AML\/KYC regulations.<\/p>\n\n

c.\u00a0Fraud Prevention:<\/strong>\u00a0Detect and prevent fraud, money laundering, and other illicit activities.<\/p>\n\n

d.\u00a0Customer Support:<\/strong>\u00a0Provide customer support and respond to inquiries and complaints.<\/p>\n\n

e.\u00a0Improvement:<\/strong>\u00a0Improve our services, develop new features, conduct data analysis, and personalize your experience.<\/p>\n

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4.\u00a0Data Collection Practices: <\/strong>Nexapay may collect personal data at different times, such as:<\/p>\n\n

a.\u00a0When you access our website and browse through available items, we may collect data such as your browsing behavior, IP address, and interaction with our content.<\/p>\n\n

b.\u00a0When you contact us through our communication channels.<\/p>\n\n

c.\u00a0When you purchase from merchants who use us as their payment services providers.<\/p>\n

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5.\u00a0Data Usage Practices: <\/strong>Nexapay can use your personal data for specific purposes:<\/p>\n\n

a.\u00a0Identity Data:<\/strong>\u00a0For services including payment collections\/processing, refunds, fraud prevention, and compliance with legal obligations.<\/p>\n\n

b.\u00a0Financial Data:<\/strong>\u00a0For payment collections\/processing, refunds, fraud prevention, and compliance.<\/p>\n\n

c.\u00a0Technical Data:<\/strong>\u00a0For payment processing, fraud prevention, behavioral analysis, and system improvement.<\/p>\n\n

d.\u00a0Usage Data:<\/strong>\u00a0For managing our relationship with you and preventing fraud.<\/p>\n

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6.\u00a0Data Recording: <\/strong>We may record your activities to create logs (records of activities on websites, applications, and products), including IP address and actions taken on the platform. This helps us monitor the platform for fraud and security threats.<\/p>\n

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7.\u00a0Data Sharing and Disclosure: <\/strong>We may share your personal information with:<\/p>\n\n

a.\u00a0Affiliates and Legal Entities within the Nexapay Group:<\/strong>\u00a0For operational and compliance purposes, including cross-border remittance processing provided by Nexapay Fintech Ltd. (Canada).<\/p>\n\n

b.\u00a0Service Providers:<\/strong>\u00a0Who assist us in providing our services.<\/p>\n\n

c.\u00a0Regulatory Authorities:<\/strong>\u00a0As required by law, including compliance with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.<\/p>\n\n

d.\u00a0Business Partners:<\/strong>\u00a0To facilitate transactions and services.<\/p>\n\n

e.\u00a0Others:<\/strong>\u00a0With your consent or as required by law.<\/p>\n

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8.\u00a0International Transfers: <\/strong>Your personal data may be transferred to and processed in countries other than your country of residence, including Canada, where Nexapay Fintech Ltd. operates the cross-border remittance services. Data collected from LATAM (Brazil) or sellers in China or Asia is securely stored and processed according to applicable regulations. We ensure that appropriate safeguards, such as standard contractual clauses (SCCs) or binding corporate rules (BCRs), are in place to protect your data during international transfers, in compliance with applicable regulations, including GDPR.<\/p>\n

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9.\u00a0Data Storage and Retention: <\/strong>Your personal data will be stored securely. We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice and comply with legal obligations.<\/p>\n

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10.\u00a0Your Rights: <\/strong>Depending on your jurisdiction, you may have the following rights regarding your personal information:<\/p>\n\n